RESOURCES FOR RESIDENTS IN AFTERMATH OF IDA

Posted on September 17, 2021

DAMAGE CLAIMS, CLEAN-UP, TRANSPORT/HOUSING NEEDS, HELPLINES

If you have emergency needs as a result of Ida, fill out this form or call the Montgomery Office of Emergency Management at: (908) 395-7991.  For broader assistance contact NJ 211 or to Dial 2-1-1 or 1-877-652-1148.
The following info may also aid your recovery.

SEE ALSO SOMERSET COUNTY IDA RECOVERY RESOURCES WEBPAGE

1. DOCUMENT DAMAGE NOW FOR INSURANCE OR FEMA CLAIM:

START YOUR RECOVERY PROCESS (CHECKLIST FROM FEMA) – PDF

As soon as it is safe, document conditions and items destroyed by photo and video, including taking photos of the make, model, and serial numbers of any appliances destroyed.

FILING INSURANCE CLAIMS DUE TO STORM DAMAGE

Call your homeowners and auto insurance companies to report losses immediately.  Read your policies to review your coverages.  If you do not carry national flood insurance, your homeowner’s policy will not cover most types of flood losses. It is still a good idea to document losses and insurance denials of claim, because FEMA may provide some recovery aid to underinsured or uninsured individuals within a declared federal disaster area (see below). Your auto policy may cover flood damage to your vehicle if you have comprehensive coverage.

Document Flood Damage & Start Cleanup  (FEMA)

After you’ve started your claim and ensured it’s safe to enter your home, you can begin the recovery process by documenting damage and taking steps to stop the spread of mold.

HOW TO FILE IF YOU CARRY NATIONAL FLOOD INSURANCE
How Do I Start My Flood Claim? | FEMA.gov

FEMA DISASTER ASSISTANCE
This Saturday & Sunday (9/11/2021 & 9/12/2021) from 8am – 6pm there will be a FEMA Registration Site open at the Elizabeth Ave. Fire House in Somerset  at 2 Wiley Drive, Somerset, NJ 08873. 
Residents and business owners who suffered losses in Ida can also begin the process of requesting assistance online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA.

SIX NJ COUNTIES INCLUDING SOMERSET IN DECLARED MAJOR DISASTER – FEMA-4614-DR-NJ – 9-05-21
Individuals and households in these designated counties are eligible to apply for financial and direct services from FEMA.
https://www.fema.gov/disaster/4614/designated-areas

FEDERAL DISASTER ASSISTANCE FROM FEMA
Register for Federal disaster assistance by calling toll-free 800-621-3362 (800-462-7585 TTY), or by applying online at DisasterAssistance.gov
Search by your address and zip code.

WHAT TYPES OF IMMEDIATE FEMA HELP ARE AVAILABLE TO INDIVIDUALS?
Individual Assistance | FEMA.gov

ELIGIBILITY FOR FEMA INDIVIDUAL ASSISTANCE PROGRAM
FEMA’s Individuals and Households Program (IHP) provides financial and direct services to eligible individuals and households affected by a disaster, who have uninsured or underinsured necessary expenses and serious needs.

HOW TO APPLY FOR FEMA HOUSING & HOME REPAIR ASSISTANCE
Assistance for Housing and Other Needs | FEMA.gov

WHAT FEMA MAY AND MAY NOT COVER IN A DISASTER
How FEMA Can Help: File Insurance Claim First | FEMA.gov  (8-31-21 Geared for Louisiana Ida-impacted residents)  Note: Losses from mold damage are not covered.

SURVIVORS OF IDA WHO ARE NOT U.S. CITIZENS MAY QUALIFY FOR FEMA ASSISTANCE
Help might be available to non-citizen nationals and qualified aliens. Their status will not be jeopardized by requesting disaster assistance.
https://www.fema.gov/assistance/individual/program/citizenship-immigration-status

REPORT YOUR DAMAGE TO HELP AUTHORITIES WITH STORM ASSESSMENT & PLANNING
https://damagenj-njoem.hub.arcgis.com/

IRS EXTENSION OF SOME DEADLINES, ITEMIZED DEDUCTIONS FOR UNREIMBURSED DAMAGES
IRS tax relief may be available for any area designated by the Federal Emergency Management Agency (FEMA) as qualifying for individual or public assistance.
Tax Relief Available for Hurricane Ida Victims | Nasdaq

 

2. FINANCIAL ASSISTANCE

Low-cost loan assistance is available through the Small Business Administration to help you recover.  In addition to business loans to for-profit or non-profit businesses, there is a SBA loan program available to non-business owners for damage to property you own or rent – your home and property.  Apply soon!

More at: https://twp.montgomery.nj.us/sba-loans/

3. HOW TO SAFELY CLEAN A FLOODED BASEMENT & DETER MOLD GROWTH

SAFE MOLD CLEANUP TIPS (EPA)
Homeowner’s and Renter’s Guide to Mold Cleanup after Disasters | US EPA

CDC GUIDANCE: Flooded Home
Reentering Your Flooded Home | CDC

OTHER FLOODED BASEMENT CLEAN-OUT GUIDANCE

How to Clean a Flooded Basement | News and Events for Basement Systems, Inc.

https://www.restorationlocal.com/cleaning-flooded-basement/

 

3. DISPOSAL OF FLOODED HOUSEHOLD ITEMS

CONTAINER FACILITY, Public Works Yard, 12 Harlingen Rd., Belle Mead, NJ 08502

APPOINTMENTS ARE WAIVED AND FACILITY IS OPEN FOR FLOOD-RELATED HOUSEHOLD DEBRIS AT SPECIAL HOURS POSTED ON THE CONTAINER FACILITY WEBPAGE

Question to dpw@twp.montgomery.nj.us or (908) 874-3144

Residents are advised to remove wet items out of doors and take special care to prevent mold build up.

 

4. TRANSPORTATION ASSISTANCE

Are you lacking transportation as a result of damage to your vehicle from the remnants of Hurricane Ida?

The State of NJ has announced a partner program with Uber and Lift for free and discounted rides in the next two weeks.

TO REQUEST A RIDE

TEXT:   NJIDARIDE to 898-211 or

DIAL: 2-1-1

 

5. IF YOU ARE DISPLACED/ HOUSE IS UNINHABITABLE

Any displaced person or family from Montgomery Township should call Somerset County Social Services at 908-526-8800 to register/notify for housing under every circumstance.

 

6.  FOOD OR COOKING ISSUES

Anyone needing assistance with food, please call for an appointment 609-366-2503 at the Montgomery’s Otto Kaufman Community Center 356 Skillman Rd., Skillman.

 Updated 9-09-21


 

STORM AFTERMATH GUIDANCE/HELPLINES

 

SAMHA Disaster Distress Hotline:
1-800-985-5990 – Call or text to be connected to a trained crisis counselor
https://www.samhsa.gov/find-help/disaster-distress-helpline

 

DHS Mental Health Hotline and Resources:
Call 877-294-4356 or
https://www.njmentalhealthcares.org/

 

NJ Hurricane IDA assistance:
https://www.nj.gov/health/er/emergency-preparedness/hurricane-readiness/

 

FEMA Hurricane IDA assistance:

https://www.fema.gov/disaster/hurricane-ida

 

 Red Cross Shelter Finder:

https://www.redcross.org/get-help/disaster-relief-and-recovery-services/find-an-open-shelter.html

 

Information on DOT’s road closures:

https://511nj.org/home

 

Department of Banking and Insurance Information: 


To learn more about Homeowner’s Insurance Coverage 
To learn more about 
Renter’s Insurance Coverage 
To learn more about the 
National Flood Insurance Program
To learn more about 
emergency preparedness in New Jersey 

 

Information from the Insurance Council of NJ:

https://icnj.org/consumers-policy-makers/

 

Homeowners:

https://icnj.org/wp-content/uploads/2020/04/Homeowners-Post-Disaster-Insurance-Manual.pdf

 

Businesses:

https://www.iii.org/article/filing-business-insurance-claim-after-disaster

 

Auto Resources:

https://www.insure.com/car-insurance/flood-damaged-cars-tips.html